Student Loan Services 

Help your dreams come true with a student loan from Security National Bank! 

 

If you or someone you know is looking for ways to pay for post secondary educational expenses, we offer a variety of student loans designed to meet your specific needs. We offer Federal Stafford, Federal PLUS, Federal Graduate Plus Loans. We're here to help you decide which student loan fits your needs! Stop by any Security National Bank location and talk to one of our Personal Bankers today at (712) 277-6500. You can also email us at snb@snbonline.com. 

 

Federal Stafford Loan 

 

Security National Bank can help you with a subsidized or unsubsidized Federal Stafford Loan. 

 

Federal Stafford Loans are government guaranteed student loans with a fixed interest rate that changes annually on July 1. The type and amount of loan that you may qualify for will be determined by the college or university that you attend. 

 

Subsidized Federal Stafford Loans 

Subsidized Federal Stafford Loans are based on financial need. While attending school and during the six-month grace period after you graduate, drop to less than half time or leave school, the government will pay the interest on your Subsidized Federal Stafford Loan. 

 

Unsubsidized Federal Stafford Loans 

Unsubsidized Federal Stafford Loans are not based on financial need. You will be responsible for paying the interest that accrues while you are attending college. You will, however, have the option to either pay the interest while you are in school or to add it to the principal amount of your loan. 

 

You must submit the Free Application for Federal Student Aid (FAFSA) and receive an award letter from your college or university before you can apply for either of these loans. If you have not already completed the FAFSA you can do so online at www.fafsa.ed.gov. 

 

The Federal PLUS Loan 

 

Federal PLUS loans are available to parents with dependent undergraduate students and are not need-based Loan eligibility is determined by the college and passing a credit test. Security National Bank can help you with a Federal PLUS Loan if your student is attending a FFELP college in Iowa or anywhere in the country.  

 

The Federal Graduate PLUS Loan 

Parents can take out a Federal PLUS Loan to borrow funds on behalf of dependent, undergraduate students who are enrolled at least half time. Like Federal Stafford Loans, your college or university may participate in: 

 

Loan Facts 

 

A few Federal PLUS Loan facts: 

 

Apply for your Loan 

To apply for a Federal PLUS Loan visit the Iowa Student Loan website at www.studentloan.org 

 

Graduate or professional students are now eligible to borrow under the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance in both the FFEL and Direct Loan Program 

 

 

Private Loans 

 

After pursuing the many avenues of financial aid, you may still find out that you will need additional funds to make your post-secondary education a reality. Private loans come in from a number of different ways. Talk to your Security National Bank lender to find out which loan may benefit you. For more information on student loans, phone (712) 277-6500 or (800) 475-4762. 

 

Existing Loans or Aplication Status 

 

To obtain information about an existing Iowa Student Loan or the status of an application, please call Iowa Student Loan at 1-800-243-7552 or visit  the Iowa Student loan website at www.studentloan.org