| PERSONAL > Checking A checking account at Security National Bank is a safe, convenient way to manage your money. A minimum opening deposit of $50.00 is required. All of your bank deposits are insured up to $250,000 by the FDIC. Free Checking Account If you are a more cost-conscious consumer but you like the convenience of a checking account, Free Checking may be right for you. MyMoney Checking If your life is busy and you are looking for convenient and affordable checking, consider the MyMoney Checking Account (formerly E-Account/Student Checking account.) Generations Gold Checking Account If you want a checking account that provides you with money saving discounts for travel, entertainment, groceries, and much more, Generations Gold checking may be the account for you! Generations Gold Plus Checking A financial services program especially for those age 60 or better. Receive all of the benefits of Generations Gold checking at a discounted monthly fee of $3.95. Checking with Interest No maintenance fee with a $500 minimum daily balance or an average daily balance* of $2,500. If your balance falls below $500 on any day of the statement cycle and your average daily balance* is less than $2,500, the following fees will apply: Premier Checking By maintaining combined average daily deposit balances* of $15,000 or more (consumer accounts only), you receive the following checking account benefits: Small Business Checking Accounts When you're building a business you need quality financial services and advice. Business checking accounts at Security National Bank have been designed with the special needs of small and medium sized businesses in mind. Basic Business/Civic Checking Basic Business/Civic Checking is ideal for businesses with limited balances and account activity. This account also offers a convenient way for small clubs and civic groups to maintain an affordable checking account. Small Business Checking Small Business Checking is designed for those small businesses with moderate checking and deposit needs. It operates like a personal account in your business' name. As your business grows, Security National will monitor your activity level. We will work with you to determine the most appropriate checking account to meet your business' changing needs. Opening deposit of $100 Business Checking with Interest An interest-bearing version of our Small Business Checking account is available for sole proprietors and non-profit groups. *The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. **ATM & Visa Debit Card Usage...$1.50 plus tax, fee for transactions not completed on a Security 24 ATM. (Listed on statement as Transaction Fee, Non-SNB ATM) On Generations Gold and Checking with Interest accounts, this fee is waived on two transactions per statement cycle if you maintain an average daily account balance of at least $2,500 or more. ***ATM Usage-SNB will automatically refund your account up to $20.00 per statement cycle for ATM surcharge and foreign fees (up to $10 in foreign fees and $10 in surcharge fees). Fees will be credited to the account by the end of each statement cycle. $5.79 charge for each initial or replacement card |
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