Preferred Rewards Checking Account

Are you tired of all the gimmicks that banks use to try and get you to open an account? So are we.

That’s why at Security National Bank, we came up with a better offer: 1.50% APY* on your Preferred Rewards checking account. So if you don’t mind, we’ll skip the cheap toasters and crock pots, and stick to what we do best — trusted, local banking.

Request an Appointment »  |  Other Checking Accounts »

Preferred Rewards Checking

What is Preferred Rewards Checking?

The Preferred Rewards Checking Account is a checking account that pays you a high interest rate along with several other free services, including a VISA Debit Card, unlimited check writing and mobile banking. All of your bank deposits are insured up to $250,000 by the FDIC.

Benefits of the Preferred Rewards Checking Account include:

  • •  1.50% APY for balances up to $25,000
  • •  Range of 1.05%-1.50% APY for any balance over $25,000 (no cap)
  • •  0.05% APY if all of the qualification requirements are not met
To Qualify

What is Required for Preferred Rewards Checking?

A minimum opening deposit of $50 is required to open a Preferred Rewards Checking Account. To qualify for the highest Preferred Rewards interest rate, you must also have:

  • •  A minimum daily balance of $2,500  
  • •  A monthly direct deposit of at least $100
  • •  At least 12 VISA Debit Card transactions per month
  • •  Paperless Statements
  • •  At least one sign-on to online or mobile banking per month
  • •  A valid email address with the bank
Mobile Banking

Mobile Banking and Other Features

The free SNB Mobile App allows you to get the most out of your Preferred Rewards checking account, wherever you are! Check your balance, pay a friend, deposit a check or set up automatic bill payments — all with a few taps of your finger! 

Additional Preferred Rewards benefits include:

  • •  Free online banking from any device.
  • •  No monthly fee VISA Debit Card ($6.79 one-time initial card fee)
  • •  No per check charge and unlimited check writing.

Who is Security National Bank?

Who is Security National Bank?

Founded in 1884 in Sioux City, Iowa, Security National Bank (SNB) has become the largest, most trusted locally owned bank in Siouxland. We are committed to providing customers with superior service through integrity, reliability and innovation.

Request an Appointment Today: