Loan Rates

Rates effective as of 10/16/2017

TYPE APR
Unsecured Rates as low as 8.25%
Automobiles, RV's & Boats Rates as low as 3.25%
Home Equity Line (Variable Rate) Rates as low as 5.33%

Contact a Personal Banker for specific terms and conditions.

Mandi Sievers, Main Bank-Downtown: (712) 277-6595

Josh Bliven, Northside Branch: (712) 277-6613

Laura Pratt, Morningside Branch: (712) 277-6651

Carlos Hurtado, Marketplace Branch: (712) 255-2412

Janelle Noreen, Dakota Dunes Branch: (605) 232-6063


Mortgage Loans

For rate information on FHA/VA and Conventional Fixed Rate financing, please call the Mortgage Loan Center at (712) 277-6785.

Eligibility for preferred rates is determined by many factors including credit rating, how often you have sought credit, how much and what other types of credit you have available, and how it has been used. We will also consider income level and banking relationships. No single factor will dictate the rate, but rather all the factors together will determine whether you will qualify for the preferred rate.