Meet the Personal Trust Team at Security National Bank

Planning for the future isn’t always easy, particularly when you have to think beyond your lifetime. Our Personal Trust team is grounded in decades of experience to help you make the best decisions for the future of your money. We’ll help you create a financial legacy that is tuned into your long-term goals.

Is a personal trust right for you ? We can help you answer that question, as well as any other future and estate planning questions you may have. Trusts can be established for any number of uses, for any number of beneficiaries (which include you), and for a whole host of benefits. Call one of our personal trust team members to set up a time to talk about how a trust could help you protect your finances, make the most of tax laws, and provide for your family and charitable causes long after you are gone.

Put our dedicated personal trust team to work for you. 



Louise Deitloff

Trust Officer 

Education: Graduate, Cannon Financial Institute Trust School, Certified Trust and Financial Advisor (CTFA) ; Iowa Insurance Division Life Insurance License.

Member: Siouxland Estate Planning Council, Inc. President of the Board of the Mary J. Treglia Community House

Experience: 22 years of Retail Banking experience; including 9 years as a branch manager before joining the Wealth Management Division in 2004.


Tammi Gagnon

Wealth Management Advisor

Education: J.D., University of South Dakota School of Law; B.S. Morningside College; Majors in Accounting and Computer Science, Minor in Business Administration; Graduate of National Trust School. Certified Trust and Financial Advisor (CTFA) .

Member: Iowa, Nebraska and South Dakota Bar Associations; Siouxland Estate Planning Council, Inc.

Experience: 2 years of private law practice in Yankton, South Dakota. 15 years as a Wealth Management Advisor.



Cari Gehling
Wealth Management Advisor

Education: Graduate, University of Iowa, B.S. in Business Administration with an Emphasis in Finance, National Trust School, Certified Trust and Financial Advisor (CTFA).

Member: Siouxland Estate Planning Council, Inc.; Mary Elizabeth Daycare, Treasurer

Experience: 11/2 years in insurance underwriting and 5 years in information technology sales, sales management, service and contracts before joining the Wealth Management Division in 2007.



Dena Johnston

Wealth Management Advisor

Education: Graduate, Iowa State University, B.S. in Finance. Graduate, ABA Institute of Certified Bankers, Certified Trust & Financial Advisor (CTFA) .

Member: Siouxland Estate Planning Council, Inc.

Experience: 18 years of experience in Retail, Mortgage, Investment & Executive areas before joining the Wealth Management Division in 2005.

Linda King

Wealth Management Advisor

Education: Graduate, Briar Cliff College, B.S. Biology. Graduate, National Trust School, Certified Trust and Financial Advisor (CTFA) .

Member: Siouxland Estate Planning Council, Inc.

Experience: 40 years of banking experience including Accounting and Marketing. 17 years as a Wealth Management Advisor.

Pam Magnuson

Tax Administrator

Education: B.S. in Business Administration, University of South Dakota, major in accounting. Graduate, National Trust Tax School, IRS Enrolled Agent, 2013.

Experience: 2 1/2 years as a Medicare Auditor for Wellmark Blue Cross, 3 1/2 years general accounting, 10 years experience in Trust tax administration and Individual tax preparation.



Lynda Cruickshank

Personal Trust Relationship Manager

Education: Master's degree in Consumer Economics and Finance from Iowa State University

Experience: 12 years working for the University of Nebraska Extension and the Nebraska Rural Development Commission. 13 years of banking and investment experience. President of the Fremont County Economic Development Board (FREDCO) and President of the Fremont County Extension Board.

Member: Siouxland Estate Planning Council, Inc. 


Chrystal Davis

Personal Trust Relationship Manager 

Education: B.S. in Biology from the University of South Dakota; Major in Molecular Biology & Physiology, Minor in Chemistry

Experience: Combined 10 years experience with retail and restaurant executive business management prior to joining the Wealth Management Division

Member: Siouxland Estate Planning Council, Inc. 


Tyler Zellmer

Personal Trust Relationship Manager 

Education:B.A. in Business Management form Briar Cliff University

Experience: 2 years as direct sales and 2 years as contract coordinator in the nonprofit sector prior to joining the Wealth Management Division.

Member: Siouxland Estate Planning Council, Inc. 


Designations


CFA® - Chartered Financial Analyst

The CFA designation is offered by the CFA Institute (formerly the Association for Investment Management and Research). To obtain the CFA charter, individuals must demonstrate competency in economics, accounting, security analysis, and money management. Candidates are required to successfully complete three difficult exams over three years, gain at least three years of qualifying work experience, and meet standards of professional and ethical conduct. CFA charter holders most often have an extensive background in economics and investments and are competent at a high level of analysis.

CFP® - Certified Financial Planner®

Individuals with the CFP® designation have passed a demanding exam which covers all facets of financial planning, including investments, individual and estate taxes, insurance, retirement planning and estate planning. A CFP must have completed college and three years of financial industry experience. CFPs agree to abide by a strict code of conduct and ethics.

CTFA - Certified Trust and Financial Advisor 

The Certified Trust and Financial Advisor (CTFA) certification is the professional credential for financial services professionals whose primary function and expertise focus on the provision of fiduciary services related to trusts, estates, guardianships and individual asset management accounts.

JD - Juris Doctor

The JD degree is professional degree granted by law schools for completing a three year course of post-undergraduate study of the law. Generally, completion of a JD must be followed by passing the bar exam in one or more jurisdictions in order to be permitted to practice law. Attorneys often have extensive training in fields of tax and estate planning.

MBA - Master of Business Administration

The Master of Business Administration (MBA) is a master's degree in business administration.

QKA - Qualified 401(k) Administrator

The QKA credential is conferred by the American Society of Pension Professional & Actuaries to retirement plan professionals who work primarily with 401(k) plans. QKA’s have successfully completed a series of exams and have a minimum of two years related industry experience.

AEP - Accredited Estate Planner

The AEP designation is awarded by the National Association of Estate Planners & Councils (NAEPC) to professionals who meet stringent experience and education qualifications, including two graduate level courses administered by The American College. Must be an attorney, CLU, CPA, CTFA, ChFC or CFP.