Dan DeMarest

Vice-President/ Business Development

Education: Graduate, Morningside College, B.S. in Business Administration & Industrial Psychology; Graduate, Iowa School of Banking; Certified Financial Planner®; Chartered Retirement Planning Counselor®.

Experience: Over 31 years experience with Security National Bank. 

Richard Kunz

Vice President and Trust Officer

Education: Graduate, Moorhead State University; B.S. in Business Administration; Graduate, National Graduate Trust School; Certified Financial Planner®; Certified Trust & Financial Advisor, and an Accredited Estate Planner®.

Member: Siouxland Estate Planning Council, Inc.

Experience: 27 years with Security National Bank; 24 of which have been with the Wealth Management Division.

David Harris

Business Development 

Education: Graduate, Morningside College, B.S. in Business Administration; Graduate, Iowa School of Banking

Experience: 13 years experience in the banking industry; 24 years of sales, financial and managerial experience.

Mike Hahn

Business Development 

Education: Upper Iowa University, B.S. in Accounting;Credentials: Qualified Plan Financial Consultant (QPFC®)—NationalAssociation of Plan Advisors.

Experience: Over 5 years of retirement plan sales, consulting, and administration experience; 20 years of sales and management experience.

Craig De Jager

Wealth Management Specialist

Education: Graduate Yankton College, B.A. Business Administration and Accounting; MBA University of South Dakota; Graduate Metropolitan State College of Denver--The College of Financial Planning. Certified Financial Planner®, Certified Trust & Financial Advisor

Member: Financial Planning Administration & Siouxland Estate Planning Council, Inc.

Experience: Over 28 years experience in the Wealth Management & Trust Industry



CFA® - Chartered Financial Analyst

The CFA designation is offered by the CFA Institute (formerly the Association for Investment Management and Research). To obtain the CFA charter, individuals must demonstrate competency in economics, accounting, security analysis, and money management. Candidates are required to successfully complete three difficult exams over three years, gain at least three years of qualifying work experience, and meet standards of professional and ethical conduct. CFA charterholders most often have an extensive background in economics and investments and are competent at a high level of analysis.

CFP® - Certified Financial Planner®

Individuals with the CFP® designation have passed a demanding exam which covers all facets of financial planning, including investments, individual and estate taxes, insurance, retirement planning and estate planning. A CFP must have completed college and three years of financial industry experience. CFPs agree to abide by a strict code of conduct and ethics.

CRPC® - Chartered Retirement Planning Counselor®

The CRPC ®program is developed with a focus on client-centered problem solving. Applicants gain in-depth knowledge of individuals' needs both before and after retirement. The study program to become a CRPC covers the entire retirement planning process, including meeting multiple financial objectives, sources of retirement income, personal savings, employer-sponsored retirement plans, income taxes, retirement cash flow, asset management, estate planning and more.

CTFA - Certified Trust and Financial Advisor 

The Certified Trust and Financial Advisor (CTFA) certification is the professional credential for financial services professionals whose primary function and expertise focus on the provision of fiduciary services related to trusts, estates, guardianships and individual asset management accounts.

JD - Juris Doctor

The JD degree is professional degree granted by law schools for completing a three year course of post-undergraduate study of the law. Generally, completion of a JD must be followed by passing the bar exam in one or more jurisdictions in order to be permitted to practice law. Attorneys often have extensive training in fields of tax and estate planning.

MBA - Master of Business Administration

The Master of Business Administration (MBA) is a master's degree in business administration.

QKA - Qualified 401(k) Administrator

The QKA credential is conferred by the American Society of Pension Professional & Actuaries to retirement plan professionals who work primarily with 401(k) plans. QKA’s have successfully completed a series of exams and have a minimum of two years related industry experience.

AEP - Accredited Estate Planner

The AEP designation is awarded by the National Association of Estate Planners & Councils (NAEPC) to professionals who meet stringent experience and education qualifications, including two graduate level courses administered by The American College. Must be an attorney, CLU, CPA, CTFA, ChFC or CFP.