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Welcome to the Financial Learning Center.

This is a place for you to become your own financial superhero. It’s a place to build your confidence and learn real-world money skills — for absolutely free — one subject at a time. Choose a topic and together, let's accomplish what matters to you:

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401(k) Plans

Learn how to use a company retirement plan (401k) to help you save for future income while getting tax benefits.

Auto Loans

Explore different ways to buy a vehicle and the steps you can take to apply for a car loan.

Becoming a Financial Caregiver

Learn more about becoming a financial caregiver.

Business Financial Statements

Learn about the three most important financial statements for your small business: balance sheets, profit/loss statements, and cash flow reports.

Buying a Home

Learn the process, resources, and strategies to help you buy a home or get a mortgage while sticking to a budget.

Certificates of Deposit

Learn more about the benefits, potential risks, and the decision-making process for opening a CD to decide if this option is right for you.

Checking Accounts

Learn how to open a checking account; along with the features, benefits, and functions of basic checking.

College 529 Plans

Learn about the process, benefits, risks, and tax implications of using a 529 plan to save and pay for college.

Compound Growth

Learn how growth and compound interest work to increase the value of your investments.

Considering Homeownership

Understand the things you'll need to consider before taking out a mortgage and buying a home.

Creating a Budget

Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.

Credit Cards

Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.

Credit Scores & Reports

Learn about how credit is measured and how a good credit report can impact your financial goals (like getting a home loan).

Dealing With Loss of a Loved One

Death is the hardest financial topic to discuss. Learn about the steps needed to settle the estate of a loved one who has died.

Developing a Business Plan

Learn how to start a business plan that communicates your organization's financial future and health.

Emergency Savings

Learn about how to set aside money for emergency expenses so that you are prepared for the unexpected.

Expectations of a Financial Caregiver

Learn about the responsibilities of a financial caregiver.

Family Conversations About Money

Learn about topics, strategies, and best practices for having family conversations about money.

Getting Out of Debt

Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt.

Getting Started with Investing

Learn how the stock market, bonds, money markets, mutual funds and other investments can increase your wealth.

Health Savings Accounts

Learn about the eligibility requirements, benefits, risks, and uses of Health Savings Accounts (HSAs).

Healthy Financial Habits

Learn more about how you can develop the healthy financial habits needed for financial well-being.

How Businesses Obtain Credit

Learn what's needed to get obtain credit, so you're prepared when you're ready to apply for a business loan.

How Businesses Use Credit

Learn about the different types of credit and business loans that can support your own small business.

How to Be an Entrepreneur

Learn about the basics of entrepreneurship and how to start a business.

How to Retire Early

Learn how to live a FIRE lifestyle with financial independence and early retirement.

Identity Protection

Learn all about fraud prevention, and the steps to take if your personal information is stolen.

Individual Retirement Accounts (IRAs)

Learn about the features, benefits, and different types of IRAs as tools for retirement savings.

Mobile & Online Banking

Explore how to use digital and mobile banking securely to improve your financial habits and simplify daily financial tasks.

Mortgage Relief

Understand your options, resources, and steps to take to work with your lender for mortgage relief.

Mortgages

Learn how to work with a lender you trust and find a home loan that fits your needs and budget.

Online Investment Tools

Learn what types of digital investing tools and technology are out there to help you build wealth.

Overdraft Fees

What are overdraft fees? Learn why they occur and how you can prevent them.

Paying for College

Discover different ways to save for college and pay off your degree.

Planning For a Financial Caregiver

Learn about the benefits of planning for financial caregiving and what you need to get started.

Planning for Retirement

Explore financial planning options to help build your retirement savings and secure your financial future.

Preventing Elder Financial Abuse

Learn strategies that may prepare you to prevent elder financial fraud from happening to you or a loved one.

Reporting Elder Financial Abuse

Learn what steps to take to report suspected elder financial abuse.

Savings Accounts

Learn how to save money and the options available to help you meet your savings goals.

Shopping for Insurance

Learn what to consider and how to avoid bad deals when shopping for insurance.

Small Business Banking

Learn about the services financial institutions provide to support small businesses.

Sustainable Investing

Explore how to use sustainable investing to support the causes that are important to you while building a financial portfolio.

Taxes: The Basics

Understand why taxes are important, and the steps for filing your taxes so that you can avoid the stress of tax season.

The Stock Market

How does the stock market work? We'll help cover the basics to get you started.

Understanding Investment Risk

Evaluating your risk tolerance is the first step toward building a healthy investing portfolio.

What is Cryptocurrency?

Learn how blockchain technology and cryptocurrencies like Bitcoin actually work, and what crypto means for the future.

When to Collect Social Security

Understand how Social Security benefits can affect your retirement planning.

Money Basics

Starting Your Career

Family Finances

Owning a Home

Planning for Retirement

Building Your Legacy

Small Business Essentials

Financial Caregiving

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Branch Locations

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Branch Locations

Main Bank

Sioux City, IA 51101
712-277-6500
M-F | 9A-5P

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Morningside

Sioux City, IA 51106
712-277-6650
Lobby: M-F | 9A-5P Sat | 9A-12P
Drive Up: M-F | 9A-6P Sat | 9A-12P

Moville

Moville, IA 51039
712-873-3131
Lobby: M-F | 9A-4P
Click for more hours

Mapleton

Mapleton, IA 51034
712-882-1343
Lobby: M-Th | 9A-4P Fri | 9A-5P
Click for more hours

Motor Bank

Sioux City, IA 51101
712-277-6638
M-F | 730A-6P
Sat | 8A-12P

Orange City

City, IA 51041
(712) 737-4911
Lobby Hours: M-F | 9A-3P
Drive Up Hours: M-F | 830A-530P Sat | 830A-1130A

Louise Avenue (Sioux Falls)

Sioux Falls, SD 57108
(605) 977-9000
Lobby Hours: M-F | 9A-5P
Drive Up Hours: M-F | 8A-530P

Northside

Sioux City, IA 51108
712-277-6677
Lobby: M-F | 9A-5P Sat | 9A-12P
Drive Up: M-F | 9A-6P Sat | 9A-12P

Lake Lorraine (Sioux Falls)

Sioux Falls, SD 57106
(605) 323-0155
Lobby Hours: M-F | 9A-5P Sat 9A-12P
Drive Up Hours: M-F | 8A-530P Sat 9A-12P

Lawton

Lawton, IA 51030
712-944-5171
Lobby: M-F | 9A-11A; NOON-4P
Click for more hours

Marketplace - Inside HyVee

Sioux City, IA 51104
712-255-0064
M-F | 9A-6P
Sat | 9A-2P Sun | 10A-2P

Dakota Dunes

Dakota Dunes, SD 57049
605-232-6060
Lobby: M-F | 9A-5P Sat | 9A-12P
Drive Up: M-F | 8:30A-5:30P Sat | 9A-12P

Sheldon

Sheldon, IA 51201
(712) 324-5141
Lobby Hours: M-F | 9A-3P
Drive Up Hours: M-F | 830A-530P

Akron

Akron, IA 51001
712-568-2472
Lobby: M-Th | 9A-4P Fri | 9A-5P
Drive Up: M-F | 8A-5P Sat | 9A-12P

Welcome to the Financial Learning Center.

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