Refinance your Mortgage | Security National Bank

A mortgage refinance could help you lower your monthly payments, pay off your home sooner, or get a lump sum of money to use for something else.

Contact one of our lenders to find out if a refinancing your home loan is right for you, or use our simplified online application form to get started.

What is refinancing?

Refinancing your mortgage basically means that you're swapping out your old home loan for a new one. There are two main types of mortgage refinances:

Rate and term refinancing

This means changing your loan to get a lower interest rate, shorter term or smaller monthly payments on your loan.

Cash out refinancing

This means getting a lump sum of cash from the Bank to pay for something else (like a home renovation project). In exchange, your mortgage will become more expensive.

Should I refinance my mortgage?

There are typically five reasons you would want to refinance your mortgage:

To reduce your monthly payment.
To get a lower interest rate.
To pay off your home loan faster.
To receive some needed cash.
To switch to a different Bank or mortgage lender.

When it comes time to refinancing, it’s important you do your research first before making such a huge decision.

READ: Thinking About a Refinance? 5 Questions to Ask Yourself »

Mortgage refinance rates

Interest rates for mortgages change by the day — and sometimes even by the hour! To learn more about our current home refinance rates, contact a lender today or fill out our online application form:

Meet our Mortgage Refinance Experts:

Question? If it matters to you, it matters to us.

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