What you dream to accomplish matters. We can help you get there. As the most established local financial institution in Siouxland (we've been here for more than 135 years), we have the flexibility and resources to help your business reach its potential.
But we do more than just provide the tools for your success. At Security National Bank, our team of business experts is here to help you every step of the way. Together, let's build something remarkable.
Business Loans
When you need support, we want to be the trusted partner you turn to for help. Since we're a locally owned Bank, our team makes all lending decisions right here in our own community. We have the freedom to offer a variety of loan plans to meet your specific needs — from short-term seasonal lines to long-term small business and commercial real estate loans.
Business Checking Accounts
As a business owner, you know that one size doesn't fit all. We feel the same way. As your organization evolves, we'll work with you to figure out the best business bank account for your needs:
Basic Business Checking
This low-maintenance solution is geared toward businesses with limited balances and account activity.
- No minimum balance
- VISA Debit Card available
- $2 monthly fee for check images with statement
- Excess activity fee of $0.25 per debit over 25, regardless of balance
- Excess activity fee of $0.25 per deposited item over 25, regardless of balance
Contact us to open a Basic Business Checking Account:
Contact for more info
Small Business Checking
This checking account is designed for small businesses with moderate checking and deposit needs.
- VISA Debit Card available
- $6.99 monthly maintenance fee waived with an average daily balance of $500
- $2 monthly fee for check images with statement
- Excess activity fee of $0.25 per debit over 100, regardless of balance
- Excess activity free of $0.25 per deposited item over 100, regardless of balance
Contact us to open a Small Business Checking Account:
Contact for more info
Business Checking with Interest
Designed for small businesses with an eye on growth, this interest-bearing solution is a way to make your account work as hard as you do.
- VISA Debit Card available
- Interest bearing
- $8.99 monthly maintenance fee waived with an average daily balance of $2,500
- Excess activity fee of $0.25 per debit over 100, regardless of balance
- Excess activity fee of $0.25 per deposited item over 100, regardless of balance
Contact us to open a Business Checking Account with Interest:
Contact for more info
Commercial Analyzed Checking
Designed for larger scale commercial operations with a high volume of transactions, this account is tailored to accommodate the unique needs of your business.
- VISA Debit Card(s) available
- Custom analyzed fee structure
- Reduce or offset charges with earnings credits
Contact us to open a Commercial Analyzed Checking Account:
Contact for more info
Online Business Banking
With our online business banking services, you can stay up-to-date on all of your financial activity.
- Consolidate your banking workflow
- Get real-time balance and transaction reporting
- Set up automatic bill payments
- Experience better fraud prevention and protection
- Store, retrieve and export your information
Contact us to learn more about setting up your online business banking account.
Other Cash Management Services
Convenience matters to you and it matters to us, too. We offer zero balance accounts, controlled disbursement, account reconciliation and other cash management services tailored directly to the success of your business. Ask our team for more details.
Deposit Checks from the Office
You can deposit your business checks from your office — any day or time. Our experts will install a Remote Deposit Capture (RDC) device at your business, to save you and your employees a trip to the bank and reduce the processing time for your deposits. To get started, contact our team today.
Contact for more info
Payroll & Direct Deposit
Get your employees paid promptly and reliably, by electronically processing your payroll through our Automated Clearing House (ACH) origination process. Electronic ACH payments are quicker and more reliable than paper checks. Just set it and forget it — we'll do the heavy lifting.
Contact for more info
Lockbox Processing
Does your business receive frequent payments and documents? Get them mailed directly to our lockbox to save costs, improve your cash flow and update your accounting more quickly. Just send the payments to us and we'll take care of the details.
Contact for more info
Extra Fraud Protection
Get even further peace of mind by using “Positive Pay,” our automated check matching service to deter check fraud. We'll electronically match each check presented to us for payment with any check that your business has issued — a great way to catch fraud before it happens.
Contact for more info
Company Retirement Plans
One of the best benefits you can provide your employees is a secure financial future. Whether you want to attract top talent, increase employee tenure or both — we offer a variety of company retirement plans to fit your organization's specific needs.