A User Friendly Home Loan,
with People Friendly Lenders.

Who do you turn to, when you’ve found the home of your dreams? Your friendly, hometown bank!  Whether you’re looking to buy, build or refinance in Sioux City or the Siouxland area — Security National Bank's home mortgage loan rates are always competitive and our service is second-to-none. Just what you’d expect from your helpful neighbors!

Apply for a Mortgage in Minutes.

We’ve optimized our mortgage loan application process to save you time and effort, with our new Mortgage Hub portal. Just answer a few quick questions and get pre-qualified, so you can spend more time buying (not applying).

Apply Today

Find the Right Type of Home Loan For You:

Our home mortgage professionals are experts when it comes to helping find the right loan for you:

Conventional Fixed Rate Home Loans

With a fixed-rate home loan, your interest rate remains the same for the life of the loan. The payment is split into equal monthly payments for the duration of the loan.

Contact For More Info

Conventional Adjustable Rate Loans

Generally a lower initial rate fixed for a designated period of time. Interest rate may fluctuate throughout the remainder of the loan term.

Contact For More Info

Jumbo Mortgage Loans

Fixed and Adjustable Rate options for those borrowing in excess of the conforming loan limit of $424,100.

Contact For More Info

FHA Loans

An FHA home loan (insured by the Federal Housing Administration) allows for a lower down payment and credit score than other traditional mortgage loans. Only an FHA-approved lender like Security National Bank can issue this type of mortgage.

To find out if you qualify, contact our home loan experts:

Contact For More Info

VA Loans

Guaranteed loans for eligible veterans, active duty personnel and surviving spouses. VA offers competitive rates and low or no down payment options.

Contact For More Info

First-Time Home Buyers

Programs specifically designed to assist those buying for the first time, offering low down payments, grant funds, tax credits and subsidized interest rates.

Contact For More Info

Construction Loans

Finance the construction of your new home. Options include one single closing, covering both the construction phase and permanent financing. Save on closing costs and secure the interest rate before starting construction.

Contact For More Info

Bridge Loans

Loans designed for those wanting to purchase a new home, by using equity in their current home to complete the purchase before selling.

Contact For More Info

Other Financing Options

Didn't find what you were looking for? Contact one of our mortgage lenders for more information and options on how we can meet your unique home loan request.