Buying, building, or remodeling a home? We have a mortgage loan for you.
Buying a home is likely one of the largest investments you will ever make. In 2016 we helped 375 customers just like you buy or refinance their home. Those buyers would tell you, it can be just as daunting as it is rewarding, which is why our mortgage loan team will make sure your questions are answered. Our Mortgage Loan Representatives are knowledgeable, experienced and qualified to assist you every step of the way, from mortgage qualification to mortgage payoff. In fact, we have 3 lenders at SNB that were recognized by the Iowa Mortgage Association as top lenders in the state. So, let's get started!
Security National Bank offers a variety of mortgage and home loans.
There are many styles of home architecture and many ways to finance it. We are here to help you buy, build, or remodel the home of your dreams.
Conventional Fixed Rate Loans
With a fixed-rate home loan, your interest rate remains the same for the life of the loan. The payment is split into equal monthly payments for the duration of the loan.
Conventional Adjustable Rate Loans
Generally a lower initial rate fixed for a designated period of time. Interest rate may fluctuate throughout the remainder of the loan term.
Fixed and Adjustable Rate options for those borrowing in excess of the conforming loan limit of $424,100.
Loans insured by the government, offering lower down payment options and more lenient underwriting guidelines.
Guaranteed loans for eligible veterans, active duty personnel and surviving spouses. VA offers competitive rates and low or no down payment options.
First-Time Home Buyers
Programs specifically designed to assist those buying for the first time, offering low down payments, grant funds, tax credits and subsidized interest rates.
Finance the construction of your new home. Options include one single closing, covering both the construction phase and permanent financing. Save on closing costs and secure the interest rate before starting construction.
Loans designed for those wanting to purchase a new home, by using equity in their current home to complete the purchase before selling.
Other Financing Options
Didn't find what you were looking for? Contact one of our experienced lenders for more information and options on how we can meet your unique loan request.