Some parts of home are priceless. We're here to help with the rest:

Home. It’s a place of belonging, where everyday moments can become the sweetest memories. At Security National Bank, we put thoughtful care and attention into helping you find your place. Because at the end of the day, we understand that home matters.

Trusted Across Sioux City and Siouxland

Buying a home is one of the most important decisions you’ll ever make, which is why our local mortgage lenders treat even the smallest details with thoughtful care and attention. Whether you’re buying, building or refinancing in the Sioux City or Northwest Iowa area, our mortgage rates are always competitive and our service is second-to-none. Just what you’d expect from your friendly, hometown bank!

How to Get a Mortgage Loan

You can apply for a mortgage loan online, thanks to our new Mortgage Hub portal. Just answer a few quick questions and submit your application, so you can go house hunting with confidence — and a trusted, local pre-approval letter in your hand.

Apply Today

Types of Home Loans

Our mortgage lenders are experts when it comes to finding the right loan for you:

Conventional Fixed Rate Home Loans

With a fixed rate home loan, your interest rate remains the same for the life of the loan. The payment is split into equal monthly payments for the duration of the mortgage.

To learn about our current 15-year or 30-year fixed mortgage rates, contact our home loan experts:

Contact For More Info

Conventional Adjustable Rate Mortgage

An Adjustable Rate Mortgage (ARM) loan generally offers a lower initial rate, fixed for a designated period of time (10 years, for example). After the designated time period is up, the interest rate may fluctuate throughout the remainder of the home loan.

To learn about our current adjustable mortgage loan rates, contact our lending experts:

Contact For More Info

Jumbo Mortgage Loans

We provide fixed and adjustable rate jumbo mortgage options, if you plan on borrowing in excess of the conforming loan limit (set at $484,350 in 2019).

Contact For More Info

FHA Home Loan

What is an FHA Home Loan?

An FHA home loan (insured by the Federal Housing Administration) allows for a lower down payment and credit score than other traditional mortgage loans. Only an FHA-approved lender like Security National Bank can issue this type of mortgage.

To find out if you qualify, contact our home loan experts:

Contact For More Info

VA Loan

What is a VA Mortgage? 

A VA home loan is a type of mortgage backed by the U.S. Department of Veterans Affairs. It allows for zero or low down payment and no private mortgage insurance (PMI), along with other benefits for veterans, current service members and surviving spouses.

For more information on our current rates and other VA home loan benefits, contact our lending experts:

Contact For More Info

First-Time Home Buyer

Are you a first time home buyer? We have programs designed specifically to help people who are buying a house for the first time. They feature low down payments, grant funds exploration, tax credits and subsidized interest rates; not to mention our caring experts will be here every step of the way, helping you through the entire mortgage process.

For more information on first time home buyer rates, contact our lending professionals:

Contact For More Info

Construction Loans

There are a number of different options when it comes to home construction loans, so our local mortgage lenders will work with you to choose the right one.

How Do Construction Loans Work? 

For example, a construction-to-permanent loan (also known as a "single closing" loan) covers the construction of the home, then converts into a permanent loan once the building is complete to save the buyer from twice the closing costs. 

Let's build something together. Contact our mortgage professionals to learn more:

Contact For More Info

Bridge Loans

Moving from one home to another? A bridge loan allows you to purchase a new home using the equity in your current one, so you can complete the purchase before selling.

Contact For More Info

Other Financing Options

Didn't find what you were looking for? Contact one of our mortgage lenders for more information and options on how we can meet your unique home loan request.