Meet our Wealth Management team, your partners in financial security.
Security National Bank has a wealth management team that is unrivaled in the Sioux City Metro and the financial industry. Decades of experience in trust , portfolio, employee benefits, commercial services , and estate management make us uniquely equipped to help you make the most of your hard-earned money. Our wealth management team is dedicated to your financial success.
Not only is our team full of experience and information, so is our website. If you aren’t quite ready to speak with one of our financial advisors, use our financial calculators to educate yourself on your financial position. With tools like our 401(k) retirement calculator , college savings calculator , and net worth calculator , you can start assessing your current financial situation and start developing goals for the future. This way, if you have questions or would like to start a conversation about your wealth management plan, you can hit the ground running.
Whether you are starting a family, growing a business, or wanting to evaluate your finances to ensure you are on the right track, Security National Bank is here . With over 130 years of experience in Sioux City Metro, we are honored to be a part of the process. After all, creating and maintaining a wealth management plan takes time, experience, and dedication. We have all three, and we are ready to put them all to work for you.
Joseph E. Twidwell
Senior Vice President and Trust Officer
Education: Creighton University School of Law, J.D. Creighton University, B.A. in Political Science.
Experience: 34 years in Trust Administration, Estate Planning, Employee Benefit design and administration; 3 years as a partner in general practice law firms; 3 years as attorney for U.S. Government.
Vice-President/ Business Development
Education: Graduate, Morningside College, B.S. in Business Administration & Industrial Psychology; Graduate, Iowa School of Banking; Certified Financial Planner®; Chartered Retirement Planning Counselor®.
Experience: Over 33 years experience with Security National Bank.
Vice-President and Trust Officer
Education: J.D., University of South Dakota School of Law, M.A. Russian History, Ohio State University; B.A. Morningside College; Graduate, National Trust School & National Graduate Trust School.
Member: Siouxland Estate Planning Council, Iowa State Bar Association, Nebraska State Bar Association, The State Bar of South Dakota.
Experience: 1 1/2 years in Retail Banking prior to joining the Wealth Management Division; 26 years in Estate, Tax and Trust and Pension Services.
Trust Investment Officer
Education: Graduate, Morningside College, B.S. Accounting, Business Administration, and Economics. Chartered Financial Analyst (CFA®) Charterholder.
Member: CFA Institute, CFA Society of Nebraska
Experience: 1 year private accounting/auditing experience before joining the Wealth Management Division. 15 years portfolio management.
Vice President, Employee Benefits
Education: Graduate, Dakota State University, B.A. in Business Administration with an emphasis in Accounting and Finance. Certified as a Qualified 401(k) Administrator by the American Society of Pension Professionals and Actuaries.
Member: American Society of Pension Professionals & Actuaries.
Experience: 18 years experience in Employee Benefits management.
Vice President and Trust Officer
Education: Graduate, Moorhead State University; B.S. in Business Administration; Graduate, National Graduate Trust School; Certified Financial Planner®; Certified Trust & Financial Advisor, and an Accredited Estate Planner®.
Member: Siouxland Estate Planning Council, Inc.
Experience: 27 years with Security National Bank; 24 of which have been with the Wealth Management Division.
Vice President Investment Services
Education: University of Iowa, B.B.A. in Industrial Relations; National & Graduate Schools of Bank Investments, M.B.A., University of South Dakota
Member: CFA Institute, CFA Society of Nebraska
Experience: 35 years of bank and Trust portfolio management.
Compliance Officer/Account Manager
Education: Attended Western Iowa Tech, Accounting Specialist.The American Society of Pension Professionals & Actuaries (ASPPA)
Member: American Society of Pension Professionals.
Experience: 7 years of experience in the Commercial Services area before joining the Wealth Management Division as Wealth Management Advisor. 15 years experience in Employee Benefit Management.
Senior Vice President of Operations and Information Officer
Education: Graduate, Southwest State University, B.S. in Business Administration with a Finance Concentration and Minor in Accounting.
Experience: 13 years as Mortgage Operations Supervisor and 2 years as Commercial Services Manager before joining Wealth Management Division as Operations Officer.
Vice President and Trust Officer
Education: Graduate, Briar Cliff College, B.A. Psychology. Graduate National Trust School, Certified Trust & Financial Advisor, and an Accredited Estate Planner®.
Member: Siouxland Estate Planning Council, Inc., Planned Giving Council of Siouxland, State of IA Leave a Legacy, National Association of Planned Giving, National Association of Estate Planners and Council.
Experience: 2 years in Personnel, 2 years in Auditing before joining the Wealth Management Division; 22 years in Estate, Tax, Pension & Trust Account Management.
CFA® - Chartered Financial Analyst
The CFA designation is offered by the CFA Institute (formerly the Association for Investment Management and Research). To obtain the CFA charter, individuals must demonstrate competency in economics, accounting, security analysis, and money management. Candidates are required to successfully complete three difficult exams over three years, gain at least three years of qualifying work experience, and meet standards of professional and ethical conduct. CFA charterholders most often have an extensive background in economics and investments and are competent at a high level of analysis.
CFP® - Certified Financial Planner®
Individuals with the CFP® designation have passed a demanding exam which covers all facets of financial planning, including investments, individual and estate taxes, insurance, retirement planning and estate planning. A CFP must have completed college and three years of financial industry experience. CFPs agree to abide by a strict code of conduct and ethics.
CRPC® - Chartered Retirement Planning Counselor®
The CRPC ®program is developed with a focus on client-centered problem solving. Applicants gain in-depth knowledge of individuals' needs both before and after retirement. The study program to become a CRPC covers the entire retirement planning process, including meeting multiple financial objectives, sources of retirement income, personal savings, employer-sponsored retirement plans, income taxes, retirement cash flow, asset management, estate planning and more.
CTFA - Certified Trust and Financial Advisor
The Certified Trust and Financial Advisor (CTFA) certification is the professional credential for financial services professionals whose primary function and expertise focus on the provision of fiduciary services related to trusts, estates, guardianships and individual asset management accounts.
JD - Juris Doctor
The JD degree is professional degree granted by law schools for completing a three year course of post-undergraduate study of the law. Generally, completion of a JD must be followed by passing the bar exam in one or more jurisdictions in order to be permitted to practice law. Attorneys often have extensive training in fields of tax and estate planning.
MBA - Master of Business Administration
The Master of Business Administration (MBA) is a master's degree in business administration.
QKA - Qualified 401(k) Administrator
The QKA credential is conferred by the American Society of Pension Professional & Actuaries to retirement plan professionals who work primarily with 401(k) plans. QKA’s have successfully completed a series of exams and have a minimum of two years related industry experience.
AEP - Accredited Estate Planner
The AEP designation is awarded by the National Association of Estate Planners & Councils (NAEPC) to professionals who meet stringent experience and education qualifications, including two graduate level courses administered by The American College. Must be an attorney, CLU, CPA, CTFA, ChFC or CFP.