Security National Bank Credit Cards

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When used properly, credit cards can offer financial flexibility, rewards, and additional purchase security. Security National Bank has a variety of credit cards available with competitive benefits. 

Individual rewards and terms will vary, and include perks like:

  • No annual fee
  • Low introductory rate
  • Interest-Free grace period
  • Preferred Points Program option
  • Rental car collision damage waiver protection
  • 24-Hour toll-free live customer assistance
  • Airline rewards
  • Personal and business credit cards


Apply Today! 

Whether you choose Visa Platinum, MasterCard Gold, Visa Business, and the Visa FlexMiles, we make it easy to choose the credit card that is right for you. Our credit cards are accepted worldwide at businesses, financial institutions and ATMs.

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Security National Bank Debit Cards and ATM information

Apply For Security 24 ATM Card

Security National Bank’s Security 24 Visa Debit Card is the ultimate card for qualified customers. It has all the convenience of paying by check without the writer’s cramp. Use it like a credit card at restaurants, gas stations, convenience stores or any other retailer who accepts Visa Debit Cards. Purchase amounts are automatically subtracted right from your checking account, keeping you in immediate control of your money.


If you’re ready to start banking at your convenience, stop by any Security National Bank location or call (712) 277-6500 or toll free at (800) 475-4762.


ATM Locations (see Bank Locations )

There are 10 automated teller locations in the Sioux City area, each offering convenient, 24-hour access to cash, account information, and fund transfer services. ATM s at our main and branch bank locations (excluding Motor Bank) also accept deposits.


ATM Privileges

At Security National Bank, we never charge for transactions completed on SNB Security 24 and SNB Cash Center ATMs, and we limit transaction fees at other machines to just $1.50, plus tax. Customers with Generations Gold receive on two fee-free transactions per statement cycle if you maintain an average daily account balance of at least $2,500 or more.


Overdraft Protection Service

At Security National Bank, we know that overdrafts can happen, even to the most fastidious of account holders. Be prepared with our Overdraft Protection Service, which provides overdraft-fee protection to customers that maintain both a checking and savings account. Should your checking account become overdrawn, the overage is automatically transferred from your savings account to your checking account . Keep in mind, if sufficient funds are not available in your savings account, normal overdraft fees will apply.


Reporting Lost or Stolen Credit Card and Debit Cards 

Can’t find your Security National Bank credit or debit card? Call us at 1-800-236-2442 right away. We are available 24 hours a day to protect your account, your identity, and your peace of mind. Please also notify Security National Bank at 712-277-6500 during business hours so we can issue you a new card. Initial or replacement card fee is $6.79.


Our list of financial services and products keeps growing!

Security National Bank is serves the changing and growing needs of our customers with an ever-evolving list of financial services, products, and other offerings.