Savings Account Information

When it comes to saving money, Security National knows how to help and gives you the choice of many attractive savings plans. All your bank deposits are insured up to $250,000 by the FDIC.

Regular Statement Savings Account

One of our most popular savings programs -- the Regular Statement Savings account -- allows you to earn interest on your funds while maintaining the flexibility of withdrawing funds periodically without penalty.

  • Minimum opening deposit of $50 is required.
  • If the daily balance is $200 or more -- no charge.
  • If the balance falls below $200 on any day during the month -- $2.00 maintenance fee per month.
  • All minors are exempt from the $2.00 per month maintenance fee.
  • Up to two monthly withdrawals allowed. Three or more are $1.00 each.
  • ATM privileges available with this account

Serious On Savings (SOS) Account 

Make monthly transfers of $25 or more from an SNB checking account into an SOS account and earn a higher rate of interest than with our Regular Statement Savings account. There will be a $3.99 maintenance fee each month that the minimum monthly transfer is not made.

  • Minimum opening deposit -- $1.00
  • One withdrawal per month is allowed -- $5.99 for each additional withdrawal. (Listed on statement as Total Fees for Service-Chargeable Debits.)
  • ATM privileges available with this account
  • Withdrawals completed on ATMs will be charged $5.99 (listed on statement as Transaction Fees)

Money Market Gold Account 

Maintain a $2,500 average daily balance and earn disclosed annual percentage yield.

  • $2,500 minimum opening deposit.
  • If your average daily balance* falls below $2,500 during the month, the maintenance fee is $7.00. Your funds will also earn the current APY being paid on Security's Regular account for those days your balance is below $2,500.
  • There is a $1.00 fee for all transactions exceeding 6 per statement cycle. Non-SNB ATM transactions are not counted in the 6 transaction limit. (Listed on statement as Total Fees for Service-Chargeable Debits.)
  • ATM privileges available with this account**.

On all savings accounts, depositors are limited to six transfers and withdrawals (per statement cycle) to another account or to a third party by means of pre-authorized, automatic, or telephonic transfer. VISA debit and POS transactions are not permissible on these accounts. We may at any time refuse to accept or limit additional deposits to the account.

*The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

**ATM Card Usage...$1.50 plus tax, fee for transactions not completed on a Security 24 ATM. (Listed on statement as Transaction Fee, Non-SNB ATM) On Money Market Gold Savings accounts, this fee is waived if you maintain an average daily balance of $15,000 or more.