Building Opportunity: The Story Behind Union Crossing

April 15, 2026

Communities do not just happen by accident, says Pam Kavanaugh Edwards. The Dunes Realty Agent says, communities are built with hard work, teamwork, and a clear plan for the future. And that is exactly what is happening at Union Crossing, North Sioux City, South Dakota.

Located between Dakota Dunes and North Sioux City, Union Crossing is a planned community right along the I-29 highway. 

“Union Crossing is exactly the kind of development our community needs right now, Edwards says. It brings high-quality, affordable housing to an area that continues to grow, while still giving buyers access to everything Siouxland has to offer."

A Focus on Affordable New Construction

The main goal of Union Crossing is to make housing more affordable. In the early stages, new build home prices are expected to range from under $300,000 to about $410,000. This project's goal is to help working families and first-time homebuyers who want to settle down in a growing area. The developers and their partners wanted to make sure they met the needs of the local workforce by  delivering quality construction and modern living standards within a reasonable price point. 

Edwards says this is what makes the project stand out.

"What makes this project special is the opportunity it creates for first-time buyers, families, and anyone at any stage of life looking to invest in their future. It’s exciting to be part of something that’s truly building the future of this region. It offers a convenient location and long-term value for both residents and local businesses.” — Pam Edwards, Realtor 

Designed for Community Living

The neighborhood will include different types of homes, such as single-family houses and multi-unit buildings. 

What to Expect: Build Options and Living Styles

Union Crossing is designed to offer variety. Whether you are buying your first or last home, or looking for modern rental options, the development has several paths to residency. 

Single-Family Homes: Phase 1 includes plans for 110 single-family homes. These are designed with new construction affordability in mind, with price points starting under $300,000 and reaching up to $410,000.

Townhomes and Duplexes: For those who want the benefits of homeownership with a different footprint, Union Crossing offers multi-unit options.

"Multi unit options include duplex-style townhomes that provide modern layouts and private entries, perfect for busy professionals or smaller households," says Pam.

Prairie Dunes Apartments: Expected to begin move-ins in late summer 2026, the Prairie Dunes section of the development will feature 177 units. Options will include:

• Apartments: Studios, 1-bedroom, 2-bedroom, and 3-bedroom layouts.
• Luxury Townhomes: 2-bedroom and 3-bedroom units that come with attached two-stall garages.

Residents at Prairie Dunes will also have access to a clubhouse, fitness center, outdoor pool, a dog park.

A Strong Partner in Security National Bank

Every successful project needs a strong financial foundation, and that is where we come in.

Our team is dedicated to helping this community grow by offering expert advice and a personal approach to banking. This long history and our commitment to local progress make us a natural partner for developments like Union Crossing.

We work closely with developers to get these projects off the ground, and we help homebuyers find the right loans to fit their budgets. Our goal is to provide the reliable support needed to turn big plans into dream homes.

On top of the fair pricing at Union Crossing, we want to make homeownership even easier to reach. That is why we are offering a $2,000 closing cost incentive for qualified buyers. This helps lower your upfront expenses and makes it simpler to move into a home of your own.

Looking Ahead

Edwards says Union Crossing represents more than just new construction.

“Union Crossing is more than just new buildings; it represents progress,” she says. “This project is built on teamwork and the need for affordable new construction homes. It shows what can happen when smart planning and local partners work together.”

She adds that buyers looking for both value and opportunity should keep a close eye on the development.

“If you want a place to call home, where good price, value and great opportunity all exist, keep an eye on Union Crossing,” Edwards says.