Building Opportunity: The Story Behind Union Crossing

April 15, 2026

Communities do not just happen by accident. They are built with hard work, teamwork, and a clear plan for the future. That is what is happening at Union Crossing. This is an exciting new project made to bring affordable new construction housing to the Siouxland area.

Located between Dakota Dunes and North Sioux City, Union Crossing is a planned community right along the I-29 highway. It offers a convenient location and long-term value for both residents and local businesses.

A Focus on Affordable New Construction

The main goal of Union Crossing is to make housing more affordable. In the early stages, new build home prices are expected to range from under $300,000 to about $410,000. This project was built on purpose to help working families and first-time homebuyers who want to settle down in a growing area. The developers and their partners wanted to make sure they met the needs of the local workforce by  delivering quality construction and modern living standards within a reasonable price point.

Designed for Community Living

The neighborhood will include different types of homes, such as single-family houses and multi-unit buildings. This variety helps create a sense of connection among neighbors. The location is also very important. Because it sits in the middle of the tri-state area, residents have easy access to school districts, 

What to Expect: Build Options and Living Styles

Union Crossing is designed to offer variety. Whether you are buying your first home or looking for a modern rental option, the development has several paths to residency.

Single-Family Homes Phase 1 includes plans for 110 single-family homes. These are designed with affordability in mind, with price points starting under $300,000 and reaching up to $410,000. These homes allow families to build equity and plant roots in a growing area.

Townhomes and Duplexes For those who want the benefits of homeownership with a different footprint, Union Crossing offers multi-unit options. This includes duplex-style townhomes that provide modern layouts and private entries, perfect for busy professionals or smaller households.

Prairie Dunes Apartments Expected to begin move-ins in late summer 2026, the Prairie Dunes section of the development will feature 177 units. Options will include:

• Apartments: Studios, 1-bedroom, 2-bedroom, and 3-bedroom layouts.
• Luxury Townhomes: 2-bedroom and 3-bedroom units that come with attached two-stall garages.

Residents at Prairie Dunes will also have access to a clubhouse, fitness center, outdoor pool, and even a dog park, making it a complete lifestyle choice.

A Strong Partner in Security National Bank

Every successful project needs a strong financial foundation, and that is where we come in. At Security National Bank, we are proud to play a key role in bringing Union Crossing to life.

We have been serving the Siouxland area since 1884. Our team is dedicated to helping this community grow by offering expert advice and a personal approach to banking. This long history and our commitment to local progress make us a natural partner for developments like Union Crossing.

We support this project in many ways. We work closely with developers to get these projects off the ground, and we help homebuyers find the right loans to fit their budgets. Our goal is to provide the reliable support needed to turn big plans into real homes.

On top of the fair pricing at Union Crossing, we want to make homeownership even easier to reach. That is why we are offering a $2,000 closing cost incentive for qualified buyers. This helps lower your upfront expenses and makes it simpler to move into a home of your own.

Looking Ahead

Union Crossing is more than just new buildings. It represents progress. This project is built on teamwork and the need for affordable homes. It shows what can happen when smart planning and local partners work together.

“Union Crossing is exactly the kind of development our community needs right now. It brings high-quality, affordable housing to an area that continues to grow, while still giving buyers access to everything Siouxland has to offer. What makes this project special is the opportunity it creates for first-time buyers, families, and anyone looking to invest in their future. It’s exciting to be part of something that’s truly building the future of this region.” — Pam Edwards, Lead Realtor on Union Crossing

If you want a place where you can find both a good price and a great opportunity, keep an eye on Union Crossing. It is a wonderful place to call home.